We are now almost a month into the new year, and I am proud to say my resolution to be more money conscious in 2015 has not yet fallen to the proverbial wayside. I am on the way to great savings this year. I am sure there are many more people that are resolved to spend less money and put it away for a rainy day. So I decided to share my tips on cutting back on the unnecessary spending and fattening the piggy bank.
First Cut the Cable Cord:
The first on my to-do list was to say goodbye to my grossly overpriced cable bill. My cable bundle was costing me was a whopping $170 monthly! So two weeks ago, I cut the cord, purchased a digital antenna for $80, (they can be bought for less), and a Roku streaming stick for $49.99. I now receive free broadcast channels in crystal-clear high definition digital resolution. I also subscribed to a couple of streaming services and voila I will be saving $85 a month! You can get more tips on cutting the cord here: Tips to Cut Your Cable Cord.
I love to shop. Clothing, shoes, housewares, electronics you name it I am always looking for an upgrade, but I don’t like to pay full price. FatWallet lists deals from hundred of retailers all on the one site for a convenient shopping experience; and you are able to earn cash back on almost all of your purchases. I knew the likelihood of my family not shopping was a long shot. However, if we can save money on all of our purchases and receive cash back also, that is what I consider shopping very smart. If you’re interested in learning more about Cash Back Shopping check out this post: Cash Back Shopping 101. And if you’re not a FatWallet member, you can get your free membership here.
Finally Go Out to Eat Less:
I was shocked when I calculated how much money I spent in this area, (about $300 a month). Since January 1st, I have just said no to restaurants. Now I’m not going to forgo eating out completely, I will just opt to eat out a lot less, and cook at home a lot more. The key is to make it fun and interesting. I have made homemade pizzas which were totally amazing. I try and emulate things I see on cooking shows. I peruse websites for interesting recipes. I have even taken a cooking class! The key is to keep it simple and make it fun and save the outings for the things you can’t cook, like Thai. We have some great recipes on our Pinterest page…Good Eats, Good Drinks
I am proudly rocking this New Year’s resolution. I have taken some considerable steps to be a smarter shopper and saving money. I hope my tips can help you to save more money also if one of your resolutions was to do so. Now if I can only lose these extra pounds…